1

我

wǒ

I me my

=2

已经

yǐjīng

already

=2

已经

yǐjìng

already

3

刷卡

shuākǎ

to use a credit card (or swipe card, smart card etc)

=4

了

le

(completed action marker) (modal particle indicating change of state, situation now) (modal particle intensifying preceding clause)

=4

了

liǎo

to finish (used with 得 dé or 不 bù after a verb to express (im)possibility, as in 忘不了 wàngbuliǎo "cannot forget") (literary) (usually followed by a negative such as 無 wú or 不 bù) completely (not); entirely (not); (not) in the least to understand clearly (variant of 瞭 liǎo)

=4

了

liǎo

(of eyes) bright clear-sighted to understand clearly

=4

了

liào

unofficial variant of 瞭 liào