九出十三歸

九出十三归
jiǔchūshísānguī

When borrowing $10 from a pawnbroker or usurer, one receives only $9 but will have to repay $13.

Wiktionary

Entry Composition

1 九 jiǔ
  1. nine
  2. 9
=2 出 chū
  1. to go out; to come out
  2. to arise; to occur
  3. to produce; to yield
  4. to go beyond; to exceed
  5. (used after a verb to indicate an outward direction or a positive result)
  6. classifier for dramas, plays, operas etc
=2 出 chū variant of 出 chū (classifier for plays or chapters of classical novels)
3 十三 shísān
  1. thirteen
  2. 13
=4 歸 Guī surname Gui
=4 歸 guī
  1. to return
  2. to go back to
  3. to give back to
  4. (of a responsibility) to be taken care of by
  5. to belong to
  6. to gather together
  7. (used between two identical verbs) despite
  8. to marry (of a woman) (old)
  9. division on the abacus with a one-digit divisor